In today’s digital age, making bill payments through UPI apps has become incredibly convenient. But did you know that you can also earn cashback on every transaction? Many platforms offer attractive cashback deals, making UPI payments not just hassle-free but also rewarding.
Whether paying utility bills, recharging your mobile, or settling rent payments, leveraging the right cashback offer app can help you maximise your savings. In this guide, we will explore how to earn cashback on every bill payment using UPI apps and why platforms like Bajaj Finserv are an excellent choice for seamless and rewarding transactions.
Why choose UPI apps for bill payments
UPI (Unified Payments Interface) has revolutionised digital payments in India. It offers a quick, secure, and efficient way to make transactions without needing to carry cash or remember multiple bank account details. Here is why UPI apps are ideal for bill payments:
- Instant transactions: Pay bills in real-time without delays.
- Secure payments: Advanced encryption ensures the safety of transactions.
- Convenience: One app manages multiple bills, including electricity, gas, DTH, mobile recharges, and more.
- Cashback and rewards: Many UPI platforms offer cashback and discounts, reducing overall expenses.
How to get cashback on every bill payment
Earning cashback on bill payments through UPI apps is easy if you follow the right approach. Here is how you can maximise your rewards:
1. Choose the right cashback offer app
Selecting an app that provides regular cashback on bill payments is crucial. Some platforms offer seasonal promotions, while others have ongoing reward programs. Look for apps that provide:
- Instant cashback on utility bill payments.
- Reward points that can be redeemed for future transactions.
- Discounts on partner merchant payments.
2. Use Bajaj Finserv BBPS for bill payments
Bajaj Finserv BBPS (Bharat Bill Payment System) is a reliable and rewarding platform for paying all kinds of bills. It offers:
- Exciting cashback offers: Earn cashback on electricity, water, broadband, and mobile bill payments.
- Secure transactions: Industry-leading security features.
- Multiple payment modes: Pay via UPI, credit/debit cards, or net banking.
- 24/7 accessibility: Make payments anytime, anywhere without hassle.
3. Look for special cashback campaigns
Many UPI apps run special cashback campaigns during festive seasons or promotional periods. To maximise savings:
- Keep an eye on festive and seasonal offers like Diwali, Holi, or Independence Day sales.
- Check for bank-partnered promotions that offer extra cashback for using certain debit/credit cards.
- Use new user offers if you are signing up for a platform for the first time.
4. Pay through linked credit cards for extra benefits
Some UPI apps allow payments via linked credit cards, which can unlock additional benefits such as:
- Extra cashback from the UPI app and the credit card provider.
- Reward points accumulation for future transactions.
- Exclusive discounts on specific billers.
5. Enable auto-pay for consistent rewards
Certain platforms offer bonus cashback for enabling auto-pay on recurring bills. Benefits of auto-pay include:
- No risk of missing due dates and paying late fees.
- Hassle-free bill payments without manual intervention.
- Additional cashback or discount incentives from the UPI app.
6. Utilise UPI-based scratch cards and rewards
Many UPI apps provide scratch cards as rewards for making transactions. You can:
- Earn cashback by making a minimum transaction amount as specified in the offer.
- Unlock surprise rewards after completing payments.
- Redeem cashback instantly in your UPI-linked bank account.
7. Take advantage of referral programs
Referral bonuses can be a great way to earn additional cashback. Many apps reward users who:
- Invite friends and family to sign up using their referral code.
- Ensure the referred user makes their first bill payment via the app.
- Accumulate referral rewards and redeem them for future transactions.
8. Use bank and wallet cashback offers
Many banks and digital wallets collaborate with UPI apps to provide exclusive cashback on bill payments. Common types include:
- Bank offers: Some banks offer cashback for using their cards on UPI platforms.
- E-wallet promotions: Digital wallets often run cashback deals for bill payments made via their platform.
- Loyalty reward conversions: Convert loyalty points from banks or shopping apps into bill payment discounts.
Mistakes to avoid when using cashback offer apps
While cashback deals are great, many users miss out on them due to avoidable mistakes. Here are some key pitfalls:
- Not reading offer terms and conditions: The best rewards apps often offer cashback deals with terms such as minimum transaction limits or validity periods.
- Missing out on expiry dates: Many cashback rewards or scratch cards have expiry dates, so redeem them on time.
- Using the wrong payment method: Ensure you use the specified UPI mode (not credit/debit cards) if cashback is exclusive to UPI payments.
- Ignoring promotional notifications: Keep notifications enabled to stay updated on limited-time cashback deals.
- Not checking app-specific offers: Some apps provide better cashback on specific billers or categories.
Conclusion
Using UPI apps for bill payments ensures a seamless experience and allows you to earn cashback and rewards on every transaction. Whether paying utility bills, recharging your phone, or settling monthly subscriptions, choosing the best reward app can help you save significantly.
For a secure, efficient, and rewarding experience, consider using Bajaj Finserv for bill payments. With its cashback offers, secure payments, and multiple payment options, it stands out as an excellent choice for managing expenses smartly. Stay updated on promotional deals, leverage auto-pay options, and take advantage of referral programs to maximise your cashback earnings.
Start making the most of your bill payments today by switching to a reliable UPI platform that rewards you for every transaction!
